Inform the credit company that is reporting in writing, just exactly what information you believe is inaccurate
The First Step
. Utilize our test dispute page. Consist of copies (NOT originals) of documents that help your role. Along with supplying your complete name and target, your page should plainly recognize each product in your report you dispute, state the reality and explain why you dispute the information, and request it be eliminated or corrected. You may want to enclose a duplicate of your report utilizing the things under consideration circled. Forward your letter by certified mail, “return receipt requested, ” in order to report just just what the credit rating business received. Keep copies of the dispute page and enclosures.
Credit rating organizations must investigate those items under consideration — usually within thirty days — unless they think about your dispute frivolous.