Also though we knew we had been shutting in in the 90 day limitation for closing, I made the decision to benefit from a Hawaiian Airlines three-day sale and purchase a circular journey admission to Honolulu for $328, including income tax and charges. Is it reckless of me personally? No. Only a little risky and stubborn? Yes.
We wasn’t going to let this home loan refinance saga derail my plans for having a great time. Keep in mind, earning profits and saving cash are an effective way to a significantly better lifestyle. Sitting around twiddling my thumbs in bay area looking forward to Citibank, while i possibly could maintain Hawaii the game of golf and searching does not sound right.
We told my home loan officer along with her boss that I’m off to Hawaii, and that me to sign the papers, I will do so when I get back in a week if they want. Instead, they might deliver a notary to my host to residence in Hawaii to have the procedure done. Eelected to not wait another week and hired a notary for $175 at their cost to meet up me within my spot! Given that is solution!
Home Mortgage Saga: Day 90-97 – Head-fake Coco Head
If the notary turned up, she revealed me personally my settlement statement and asked for the cashier’s look for the attention due for the remainder thirty days. Exactly What? No body from Citibank informed me about needing a check that is cashier’s this sum of money. Well guess what? There are not any Citibanks in most of Hawaii! There’s also no Bank of America’s or just about any other bank for example. Just Hawaiian banking institutions for protectionist reasons.
I can’t effortlessly wire transfer online (figured down how later), or get my private banker to accomplish it because I’ve reached fax them ( maybe maybe not email) a finalized letter along with directions. I’m perhaps perhaps maybe not going to invest another hour of my time planning to Kinko’s or someplace to achieve this.
Rather, We told Citibank together with name business they’d need to wait another 5 times before they can officially close the loan until I get back to San Francisco.